FIRST NATIONAL TRUST COMPANY

HERMITAGE, PA | Micro | RSSD #3229875
Latest Report: 2025-12-31

FIRST NATIONAL TRUST COMPANY is amn micro FDIC-insured commercial bank headquartered in HERMITAGE, PA. As of 2025-12-31, the bank reported total assets of $51M. Profitability stands at 48.18% ROA and 56.80% ROE, with a net interest margin of 0.22%. The bank's CET1 capital ratio is 150.53%, well above the regulatory minimum.

Assets

$51M

Deposits

$0

Loans

$0

Equity

$43M

Profitability

Return on Assets (ROA) 48.18%
Return on Equity (ROE) 56.80%
Net Interest Margin (NIM) 0.22%
Yield on Assets 0.22%
Cost of Funds --

Asset Quality

NPL Ratio --
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans --

Capital & Liquidity

CET1 Ratio 150.53%
Tier 1 Capital 150.53%
Total Capital Ratio 150.53%
Leverage Ratio 89.09%
Loan-to-Deposit --

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