POPPY BANK

SANTA ROSA, CA | Large | Est. Jan. 28, 2005, midnight | FDIC #57903 | RSSD #3232204 | FDIC
Latest Report: 2025-12-31

POPPY BANK is aln large FDIC-insured commercial bank headquartered in SANTA ROSA, CA, established in Jan. 28, 2005, midnight. As of 2025-12-31, the bank reported total assets of $7.6B and total deposits of $5.9B. Profitability stands at 1.16% ROA and 12.79% ROE, with a net interest margin of 3.09%. The bank's CET1 capital ratio is 12.02%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.63% and a Texas Ratio of 20.47%. FDIC Certificate #57903.

Assets

$7.6B

Deposits

$5.9B

Loans

$5.5B

Equity

$685M

Profitability

Return on Assets (ROA) 1.16%
Return on Equity (ROE) 12.79%
Net Interest Margin (NIM) 3.09%
Yield on Assets 6.55%
Cost of Funds 4.04%

Asset Quality

NPL Ratio 2.63%
Net Charge-Off Ratio 0.01%
Texas Ratio 20.47%
NPA Ratio 2.09%
ACL / Loans 1.66%

Capital & Liquidity

CET1 Ratio 12.02%
Tier 1 Capital 12.02%
Total Capital Ratio 13.28%
Leverage Ratio 9.23%
Loan-to-Deposit 92.73%

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