GILMER NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in GILMER, TX, established in May 1, 1901, midnight. As of 2025-12-31, the bank reported total assets of $365M and total deposits of $332M. Profitability stands at 0.79% ROA and 9.03% ROE, with a net interest margin of 3.60%. The bank's CET1 capital ratio is 14.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.35% and a Texas Ratio of 18.67%. FDIC Certificate #3219.
Assets
$365M
Deposits
$332M
Loans
$271M
Equity
$32M
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