FIRST NATIONAL BANK OF GIDDINGS

FIRST NATIONAL BANK OF GIDDINGS is asn small FDIC-insured commercial bank headquartered in GIDDINGS, TX, established in Jan. 1, 1890, midnight. As of 2025-12-31, the bank reported total assets of $357M and total deposits of $314M. Profitability stands at 0.82% ROA and 9.10% ROE, with a net interest margin of 3.62%. The bank's CET1 capital ratio is 9.12%. Asset quality metrics show a non-performing loan ratio of 2.11% and a Texas Ratio of 14.84%. FDIC Certificate #3217.