WATERFORD COMMERCIAL AND SAVINGS BANK, THE is an FDIC-insured commercial bank headquartered in WATERFORD, OH, established in Jan. 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $56M and total deposits of $48M. Profitability stands at 0.57% ROA and 4.50% ROE, with a net interest margin of 4.57%. CET1 capital ratio: 13.38%, well above regulatory minimums. NPL ratio: 0.00% · Texas Ratio: 0.00%. Operates 2 domestic branches.
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