SUMMIT BANK

EUGENE, OR | Large | Est. Feb. 23, 2004, midnight | FDIC #57706 | RSSD #3243282 | FDIC
Latest Report: 2025-12-31

SUMMIT BANK is aln large FDIC-insured commercial bank headquartered in EUGENE, OR, established in Feb. 23, 2004, midnight. As of 2025-12-31, the bank reported total assets of $1.3B and total deposits of $1.1B. Profitability stands at 1.34% ROA and 12.32% ROE, with a net interest margin of 4.83%. The bank's CET1 capital ratio is 11.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.34% and a Texas Ratio of 2.44%. FDIC Certificate #57706.

Assets

$1.3B

Deposits

$1.1B

Loans

$1.1B

Equity

$142M

Profitability

Return on Assets (ROA) 1.34%
Return on Equity (ROE) 12.32%
Net Interest Margin (NIM) 4.83%
Yield on Assets 6.73%
Cost of Funds 2.54%

Asset Quality

NPL Ratio 0.34%
Net Charge-Off Ratio 0.51%
Texas Ratio 2.44%
NPA Ratio 0.30%
ACL / Loans 1.17%

Capital & Liquidity

CET1 Ratio 11.12%
Tier 1 Capital 11.12%
Total Capital Ratio 11.67%
Leverage Ratio 10.91%
Loan-to-Deposit 99.35%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required