CHOICEONE BANK is aln large FDIC-insured commercial bank headquartered in SPARTA, MI, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $4.4B and total deposits of $3.6B. Profitability stands at 1.34% ROA and 11.69% ROE, with a net interest margin of 3.75%. The bank's CET1 capital ratio is 11.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.89% and a Texas Ratio of 5.46%. FDIC Certificate #1014.
Assets
$4.4B
Deposits
$3.6B
Loans
$3.0B
Equity
$507M
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