CHOICEONE BANK is an FDIC-insured commercial bank headquartered in SPARTA, MI, established in Jan. 1, 1898, midnight. As of 2025-12-31, the bank reported total assets of $4.4B and total deposits of $3.6B. Profitability stands at 1.34% ROA and 11.69% ROE, with a net interest margin of 3.75%. CET1 capital ratio: 11.45%, well above regulatory minimums. NPL ratio: 0.89% · Texas Ratio: 5.46%. Operates 49 domestic branches.
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