BANK OF COMMERCE, THE

IDAHO FALLS, ID | Large | Est. Aug. 1, 1959, midnight | FDIC #18059 | RSSD #324863 | FDIC
Latest Report: 2025-12-31

BANK OF COMMERCE, THE is aln large FDIC-insured commercial bank headquartered in IDAHO FALLS, ID, established in Aug. 1, 1959, midnight. As of 2025-12-31, the bank reported total assets of $2.3B and total deposits of $1.9B. Profitability stands at 1.46% ROA and 10.14% ROE, with a net interest margin of 4.86%. The bank's CET1 capital ratio is 19.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.58% and a Texas Ratio of 2.69%. FDIC Certificate #18059.

Assets

$2.3B

Deposits

$1.9B

Loans

$1.6B

Equity

$323M

Profitability

Return on Assets (ROA) 1.46%
Return on Equity (ROE) 10.14%
Net Interest Margin (NIM) 4.86%
Yield on Assets 6.48%
Cost of Funds 2.74%

Asset Quality

NPL Ratio 0.58%
Net Charge-Off Ratio 0.03%
Texas Ratio 2.69%
NPA Ratio 0.42%
ACL / Loans 1.76%

Capital & Liquidity

CET1 Ratio 19.12%
Tier 1 Capital 19.12%
Total Capital Ratio 20.38%
Leverage Ratio 14.84%
Loan-to-Deposit 86.02%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required