MAINSTREET BANK

FAIRFAX, VA | Large | Est. May 26, 2004, midnight | FDIC #57742 | RSSD #3248849 | FED
Latest Report: 2025-12-31

MAINSTREET BANK is aln large FDIC-insured commercial bank headquartered in FAIRFAX, VA, established in May 26, 2004, midnight. As of 2025-12-31, the bank reported total assets of $2.2B and total deposits of $1.9B. Profitability stands at 0.86% ROA and 6.61% ROE, with a net interest margin of 3.60%. The bank's CET1 capital ratio is 15.05%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.69% and a Texas Ratio of 10.99%. FDIC Certificate #57742.

Assets

$2.2B

Deposits

$1.9B

Loans

$1.9B

Equity

$283M

Profitability

Return on Assets (ROA) 0.86%
Return on Equity (ROE) 6.61%
Net Interest Margin (NIM) 3.60%
Yield on Assets 6.40%
Cost of Funds 3.66%

Asset Quality

NPL Ratio 1.69%
Net Charge-Off Ratio 0.00%
Texas Ratio 10.99%
NPA Ratio 1.50%
ACL / Loans 1.04%

Capital & Liquidity

CET1 Ratio 15.05%
Tier 1 Capital 15.05%
Total Capital Ratio 16.08%
Leverage Ratio 13.28%
Loan-to-Deposit 97.84%

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