DEWITT SAVINGS BANK

CLINTON, IL | Small | Est. Jan. 1, 1887, midnight | FDIC #29535 | RSSD #324975 | FDIC
Latest Report: 2025-12-31

DEWITT SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in CLINTON, IL, established in Jan. 1, 1887, midnight. As of 2025-12-31, the bank reported total assets of $174M and total deposits of $148M. Profitability stands at 0.32% ROA and 3.87% ROE, with a net interest margin of 2.97%. The bank's CET1 capital ratio is 19.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.19% and a Texas Ratio of 7.14%. FDIC Certificate #29535.

Assets

$174M

Deposits

$148M

Loans

$88M

Equity

$15M

Profitability

Return on Assets (ROA) 0.32%
Return on Equity (ROE) 3.87%
Net Interest Margin (NIM) 2.97%
Yield on Assets 5.37%
Cost of Funds 2.42%

Asset Quality

NPL Ratio 1.19%
Net Charge-Off Ratio 0.32%
Texas Ratio 7.14%
NPA Ratio 0.63%
ACL / Loans 0.61%

Capital & Liquidity

CET1 Ratio 19.70%
Tier 1 Capital 19.70%
Total Capital Ratio 20.29%
Leverage Ratio 9.82%
Loan-to-Deposit 59.08%

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