FARMERS BANK

GREENWOOD, AR | Small | Est. Aug. 1, 1907, midnight | FDIC #1296 | RSSD #325141 | FDIC
Latest Report: 2025-12-31

FARMERS BANK is asn small FDIC-insured commercial bank headquartered in GREENWOOD, AR, established in Aug. 1, 1907, midnight. As of 2025-12-31, the bank reported total assets of $288M and total deposits of $247M. Profitability stands at 0.41% ROA and 3.02% ROE, with a net interest margin of 3.81%. The bank's CET1 capital ratio is 12.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 0.47%. FDIC Certificate #1296.

Assets

$288M

Deposits

$247M

Loans

$163M

Equity

$39M

Profitability

Return on Assets (ROA) 0.41%
Return on Equity (ROE) 3.02%
Net Interest Margin (NIM) 3.81%
Yield on Assets 5.21%
Cost of Funds 1.50%

Asset Quality

NPL Ratio 0.12%
Net Charge-Off Ratio 0.04%
Texas Ratio 0.47%
NPA Ratio 0.07%
ACL / Loans 0.75%

Capital & Liquidity

CET1 Ratio 12.73%
Tier 1 Capital 12.73%
Total Capital Ratio 13.36%
Leverage Ratio 16.15%
Loan-to-Deposit 66.07%

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