LAKEVIEW BANK

LAKEVILLE, MN | Small | Est. July 8, 2004, midnight | FDIC #57785 | RSSD #3253834 | FDIC
Latest Report: 2025-12-31

LAKEVIEW BANK is asn small FDIC-insured commercial bank headquartered in LAKEVILLE, MN, established in July 8, 2004, midnight. As of 2025-12-31, the bank reported total assets of $188M and total deposits of $166M. Profitability stands at 1.13% ROA and 12.87% ROE, with a net interest margin of 4.59%. The bank's CET1 capital ratio is 13.69%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.59% and a Texas Ratio of 4.50%. FDIC Certificate #57785.

Assets

$188M

Deposits

$166M

Loans

$141M

Equity

$17M

Profitability

Return on Assets (ROA) 1.13%
Return on Equity (ROE) 12.87%
Net Interest Margin (NIM) 4.59%
Yield on Assets 6.48%
Cost of Funds 1.92%

Asset Quality

NPL Ratio 0.59%
Net Charge-Off Ratio -0.03%
Texas Ratio 4.50%
NPA Ratio 0.44%
ACL / Loans 1.34%

Capital & Liquidity

CET1 Ratio 13.69%
Tier 1 Capital 13.69%
Total Capital Ratio 14.94%
Leverage Ratio 9.49%
Loan-to-Deposit 84.66%

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