BanksBANK OF WALKER COUNTY

BANK OF WALKER COUNTY

JASPER, ALMicroEst. March 29, 2004, midnightFDIC #57640RSSD #3254297FDIC
Latest · 2025-12-31

BANK OF WALKER COUNTY is an FDIC-insured commercial bank headquartered in JASPER, AL, established in March 29, 2004, midnight. As of 2025-12-31, the bank reported total assets of $96M and total deposits of $85M. Profitability stands at 1.04% ROA and 9.93% ROE, with a net interest margin of 5.49%. CET1 capital ratio: 10.78%, well above regulatory minimums. NPL ratio: 0.02% · Texas Ratio: 0.15%. Operates 2 domestic branches.

Assets
$96M
Deposits
$85M
Loans
$74M
Equity
$10M

Profitability

Return on Assets (ROA)1.04%
Return on Equity (ROE)9.93%
Net Interest Margin5.49%
Yield on Assets6.76%
Cost of Funds1.31%

Asset Quality

NPL Ratio0.02%
Net Charge-Off Ratio0.02%
Texas Ratio0.15%
NPA Ratio0.02%
ACL / Loans1.24%

Capital & Liquidity

CET1 Ratio10.78%
Tier 1 Capital10.78%
Total Capital Ratio11.32%
Leverage Ratio11.18%
Loan-to-Deposit87.14%

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