FIRST STATE BANK IN TEMPLE

TEMPLE, OK | Micro | Est. June 1, 1919, midnight | FDIC #5999 | RSSD #325459 | FED
Latest Report: 2025-12-31

FIRST STATE BANK IN TEMPLE is amn micro FDIC-insured commercial bank headquartered in TEMPLE, OK, established in June 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $26M and total deposits of $19M. Profitability stands at -0.14% ROA and -0.78% ROE, with a net interest margin of 3.59%. The bank's CET1 capital ratio is 18.00%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 7.03% and a Texas Ratio of 17.73%. FDIC Certificate #5999.

Assets

$26M

Deposits

$19M

Loans

$12M

Equity

$5M

Profitability

Return on Assets (ROA) -0.14%
Return on Equity (ROE) -0.78%
Net Interest Margin (NIM) 3.59%
Yield on Assets 5.22%
Cost of Funds 2.56%

Asset Quality

NPL Ratio 7.03%
Net Charge-Off Ratio 0.06%
Texas Ratio 17.73%
NPA Ratio 3.36%
ACL / Loans 2.02%

Capital & Liquidity

CET1 Ratio 18.00%
Tier 1 Capital 18.00%
Total Capital Ratio 18.90%
Leverage Ratio 22.48%
Loan-to-Deposit 63.71%

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