BanksFIRST STATE BANK IN TEMPLE

FIRST STATE BANK IN TEMPLE

TEMPLE, OKMicroEst. June 1, 1919, midnightFDIC #5999RSSD #325459FED
Latest · 2025-12-31

FIRST STATE BANK IN TEMPLE is an FDIC-insured commercial bank headquartered in TEMPLE, OK, established in June 1, 1919, midnight. As of 2025-12-31, the bank reported total assets of $26M and total deposits of $19M. Profitability stands at -0.14% ROA and -0.78% ROE, with a net interest margin of 3.59%. CET1 capital ratio: 18.00%, well above regulatory minimums. NPL ratio: 7.03% · Texas Ratio: 17.73%. Operates 1 domestic branch.

Assets
$26M
Deposits
$19M
Loans
$12M
Equity
$5M

Profitability

Return on Assets (ROA)-0.14%
Return on Equity (ROE)-0.78%
Net Interest Margin3.59%
Yield on Assets5.22%
Cost of Funds1.79%

Asset Quality

NPL Ratio7.03%
Net Charge-Off Ratio0.06%
Texas Ratio17.73%
NPA Ratio3.36%
ACL / Loans2.02%

Capital & Liquidity

CET1 Ratio18.00%
Tier 1 Capital18.00%
Total Capital Ratio18.90%
Leverage Ratio22.48%
Loan-to-Deposit63.71%

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