SILVER LAKE BANK

TOPEKA, KS | Small | Est. Jan. 1, 1909, midnight | FDIC #15323 | RSSD #326054 | FDIC
Latest Report: 2025-12-31

SILVER LAKE BANK is asn small FDIC-insured commercial bank headquartered in TOPEKA, KS, established in Jan. 1, 1909, midnight. As of 2025-12-31, the bank reported total assets of $494M and total deposits of $395M. Profitability stands at 1.79% ROA and 16.57% ROE, with a net interest margin of 4.95%. The bank's CET1 capital ratio is 10.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #15323.

Assets

$494M

Deposits

$395M

Loans

$366M

Equity

$53M

Profitability

Return on Assets (ROA) 1.79%
Return on Equity (ROE) 16.57%
Net Interest Margin (NIM) 4.95%
Yield on Assets 7.08%
Cost of Funds 2.36%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.06%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.00%

Capital & Liquidity

CET1 Ratio 10.77%
Tier 1 Capital 10.77%
Total Capital Ratio 11.31%
Leverage Ratio 11.00%
Loan-to-Deposit 92.51%

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