PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE

NEWTON, IL | Medium | Est. Jan. 1, 1875, midnight | FDIC #11722 | RSSD #326344 | FDIC
Latest Report: 2025-12-31

PEOPLES STATE BANK OF NEWTON, ILLINOIS, THE is amn medium FDIC-insured commercial bank headquartered in NEWTON, IL, established in Jan. 1, 1875, midnight. As of 2025-12-31, the bank reported total assets of $720M and total deposits of $563M. Profitability stands at 1.05% ROA and 11.01% ROE, with a net interest margin of 3.80%. The bank's CET1 capital ratio is 9.54%. Asset quality metrics show a non-performing loan ratio of 0.37% and a Texas Ratio of 2.51%. FDIC Certificate #11722.

Assets

$720M

Deposits

$563M

Loans

$510M

Equity

$69M

Profitability

Return on Assets (ROA) 1.05%
Return on Equity (ROE) 11.01%
Net Interest Margin (NIM) 3.80%
Yield on Assets 5.74%
Cost of Funds 2.06%

Asset Quality

NPL Ratio 0.37%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.51%
NPA Ratio 0.26%
ACL / Loans 1.22%

Capital & Liquidity

CET1 Ratio 9.54%
Tier 1 Capital 9.54%
Total Capital Ratio 10.01%
Leverage Ratio 11.26%
Loan-to-Deposit 90.63%

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