VALLIANCE BANK

OKLAHOMA CITY, OK | Medium | Est. Oct. 20, 2004, midnight | FDIC #57841 | RSSD #3267738 | FDIC
Latest Report: 2025-12-31

VALLIANCE BANK is amn medium FDIC-insured commercial bank headquartered in OKLAHOMA CITY, OK, established in Oct. 20, 2004, midnight. As of 2025-12-31, the bank reported total assets of $803M and total deposits of $689M. Profitability stands at 0.94% ROA and 9.42% ROE, with a net interest margin of 4.41%. The bank's CET1 capital ratio is 9.87%. Asset quality metrics show a non-performing loan ratio of 0.27% and a Texas Ratio of 2.42%. FDIC Certificate #57841.

Assets

$803M

Deposits

$689M

Loans

$673M

Equity

$79M

Profitability

Return on Assets (ROA) 0.94%
Return on Equity (ROE) 9.42%
Net Interest Margin (NIM) 4.41%
Yield on Assets 6.78%
Cost of Funds 2.47%

Asset Quality

NPL Ratio 0.27%
Net Charge-Off Ratio 0.07%
Texas Ratio 2.42%
NPA Ratio 0.26%
ACL / Loans 1.13%

Capital & Liquidity

CET1 Ratio 9.87%
Tier 1 Capital 9.87%
Total Capital Ratio 10.37%
Leverage Ratio 10.19%
Loan-to-Deposit 97.72%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required