EMIGRANT MERCANTILE BANK

NEW YORK, NY | Micro | Est. July 9, 2004, midnight | FDIC #57834 | RSSD #3268173 | FDIC
Latest Report: 2025-12-31

EMIGRANT MERCANTILE BANK is amn micro FDIC-insured commercial bank headquartered in NEW YORK, NY, established in July 9, 2004, midnight. As of 2025-12-31, the bank reported total assets of $3M and total deposits of $500K. Profitability stands at 0.11% ROA and 0.13% ROE, with a net interest margin of 3.86%. The bank's CET1 capital ratio is 428.59%, well above the regulatory minimum. FDIC Certificate #57834.

Assets

$3M

Deposits

$500K

Loans

$0

Equity

$3M

Profitability

Return on Assets (ROA) 0.11%
Return on Equity (ROE) 0.13%
Net Interest Margin (NIM) 3.86%
Yield on Assets 3.86%
Cost of Funds --

Asset Quality

NPL Ratio --
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans --

Capital & Liquidity

CET1 Ratio 428.59%
Tier 1 Capital 428.59%
Total Capital Ratio 428.59%
Leverage Ratio 85.47%
Loan-to-Deposit 0.00%

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