BanksEMIGRANT MERCANTILE BANK

EMIGRANT MERCANTILE BANK

NEW YORK, NYMicroEst. July 9, 2004, midnightFDIC #57834RSSD #3268173FDIC
Latest · 2025-12-31

EMIGRANT MERCANTILE BANK is an FDIC-insured commercial bank headquartered in NEW YORK, NY, established in July 9, 2004, midnight. As of 2025-12-31, the bank reported total assets of $3M and total deposits of $500K. Profitability stands at 0.11% ROA and 0.13% ROE, with a net interest margin of 3.86%. CET1 capital ratio: 428.59%, well above regulatory minimums. Operates 1 domestic branch.

Assets
$3M
Deposits
$500K
Loans
$0
Equity
$3M

Profitability

Return on Assets (ROA)0.11%
Return on Equity (ROE)0.13%
Net Interest Margin3.86%
Yield on Assets3.86%
Cost of Funds0.00%

Asset Quality

NPL Ratio--
Net Charge-Off Ratio--
Texas Ratio0.00%
NPA Ratio0.00%
ACL / Loans--

Capital & Liquidity

CET1 Ratio428.59%
Tier 1 Capital428.59%
Total Capital Ratio428.59%
Leverage Ratio85.47%
Loan-to-Deposit0.00%

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