FIRST NATIONAL BANK IN SIOUX FALLS, THE

SIOUX FALLS, SD | Large | Est. Sept. 8, 1885, midnight | FDIC #4016 | RSSD #326858 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK IN SIOUX FALLS, THE is aln large FDIC-insured commercial bank headquartered in SIOUX FALLS, SD, established in Sept. 8, 1885, midnight. As of 2025-12-31, the bank reported total assets of $2.1B and total deposits of $1.7B. Profitability stands at 1.27% ROA and 13.60% ROE, with a net interest margin of 3.57%. The bank's CET1 capital ratio is 14.09%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.38% and a Texas Ratio of 2.67%. FDIC Certificate #4016.

Assets

$2.1B

Deposits

$1.7B

Loans

$1.5B

Equity

$193M

Profitability

Return on Assets (ROA) 1.27%
Return on Equity (ROE) 13.60%
Net Interest Margin (NIM) 3.57%
Yield on Assets 5.66%
Cost of Funds 2.75%

Asset Quality

NPL Ratio 0.38%
Net Charge-Off Ratio 0.04%
Texas Ratio 2.67%
NPA Ratio 0.28%
ACL / Loans 1.51%

Capital & Liquidity

CET1 Ratio 14.09%
Tier 1 Capital 14.09%
Total Capital Ratio 15.34%
Leverage Ratio 10.40%
Loan-to-Deposit 90.02%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required