GREENFIELD CO-OPERATIVE BANK

GREENFIELD, MA | Medium | Est. Jan. 1, 1905, midnight | FDIC #26397 | RSSD #326979 | FED
Latest Report: 2025-12-31

GREENFIELD CO-OPERATIVE BANK is amn medium FDIC-insured commercial bank headquartered in GREENFIELD, MA, established in Jan. 1, 1905, midnight. As of 2025-12-31, the bank reported total assets of $846M and total deposits of $744M. Profitability stands at 0.59% ROA and 5.18% ROE, with a net interest margin of 3.28%. The bank's CET1 capital ratio is 11.42%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.91% and a Texas Ratio of 4.73%. FDIC Certificate #26397.

Assets

$846M

Deposits

$744M

Loans

$528M

Equity

$97M

Profitability

Return on Assets (ROA) 0.59%
Return on Equity (ROE) 5.18%
Net Interest Margin (NIM) 3.28%
Yield on Assets 4.74%
Cost of Funds 1.53%

Asset Quality

NPL Ratio 0.91%
Net Charge-Off Ratio 0.00%
Texas Ratio 4.73%
NPA Ratio 0.57%
ACL / Loans 0.95%

Capital & Liquidity

CET1 Ratio 11.42%
Tier 1 Capital 11.42%
Total Capital Ratio 11.99%
Leverage Ratio 12.59%
Loan-to-Deposit 70.97%

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