MERIDIAN BANK

MALVERN, PA | Large | Est. July 8, 2004, midnight | FDIC #57777 | RSSD #3271799 | FDIC
Latest Report: 2025-12-31

MERIDIAN BANK is aln large FDIC-insured commercial bank headquartered in MALVERN, PA, established in July 8, 2004, midnight. As of 2025-12-31, the bank reported total assets of $2.6B and total deposits of $2.2B. Profitability stands at 1.30% ROA and 13.84% ROE, with a net interest margin of 4.21%. The bank's CET1 capital ratio is 9.37%. Asset quality metrics show a non-performing loan ratio of 2.50% and a Texas Ratio of 22.09%. FDIC Certificate #57777.

Assets

$2.6B

Deposits

$2.2B

Loans

$2.2B

Equity

$244M

Profitability

Return on Assets (ROA) 1.30%
Return on Equity (ROE) 13.84%
Net Interest Margin (NIM) 4.21%
Yield on Assets 7.30%
Cost of Funds 3.85%

Asset Quality

NPL Ratio 2.50%
Net Charge-Off Ratio 0.54%
Texas Ratio 22.09%
NPA Ratio 2.29%
ACL / Loans 0.98%

Capital & Liquidity

CET1 Ratio 9.37%
Tier 1 Capital 9.37%
Total Capital Ratio 9.84%
Leverage Ratio 9.50%
Loan-to-Deposit 101.89%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required