TIMBERLINE BANK

GRAND JUNCTION, CO | Medium | Est. Oct. 25, 2004, midnight | FDIC #57857 | RSSD #3271986 | FDIC
Latest Report: 2025-12-31

TIMBERLINE BANK is amn medium FDIC-insured commercial bank headquartered in GRAND JUNCTION, CO, established in Oct. 25, 2004, midnight. As of 2025-12-31, the bank reported total assets of $819M and total deposits of $689M. Profitability stands at 1.20% ROA and 16.34% ROE, with a net interest margin of 4.42%. The bank's CET1 capital ratio is 11.12%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.53%. FDIC Certificate #57857.

Assets

$819M

Deposits

$689M

Loans

$628M

Equity

$60M

Profitability

Return on Assets (ROA) 1.20%
Return on Equity (ROE) 16.34%
Net Interest Margin (NIM) 4.42%
Yield on Assets 6.02%
Cost of Funds 1.59%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio 0.13%
Texas Ratio 0.53%
NPA Ratio 0.04%
ACL / Loans 1.19%

Capital & Liquidity

CET1 Ratio 11.12%
Tier 1 Capital 11.12%
Total Capital Ratio 12.37%
Leverage Ratio 8.52%
Loan-to-Deposit 91.06%

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