AMERICAN COMMERCE BANK, NATIONAL ASSOCIATION

AMERICAN COMMERCE BANK, NATIONAL ASSOCIATION is asn small FDIC-insured commercial bank headquartered in BREMEN, GA, established in Oct. 4, 2004, midnight. As of 2025-12-31, the bank reported total assets of $485M and total deposits of $385M. Profitability stands at 1.83% ROA and 11.35% ROE, with a net interest margin of 4.61%. The bank's CET1 capital ratio is 19.58%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.90% and a Texas Ratio of 13.94%. FDIC Certificate #57686.