KATAHDIN TRUST COMPANY

PATTEN, ME | Large | Est. March 7, 1918, midnight | FDIC #12874 | RSSD #327305 | FDIC
Latest Report: 2025-12-31

KATAHDIN TRUST COMPANY is aln large FDIC-insured commercial bank headquartered in PATTEN, ME, established in March 7, 1918, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $963M. Profitability stands at 1.16% ROA and 12.01% ROE, with a net interest margin of 4.09%. The bank's CET1 capital ratio is 13.47%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.70% and a Texas Ratio of 5.19%. FDIC Certificate #12874.

Assets

$1.1B

Deposits

$963M

Loans

$868M

Equity

$108M

Profitability

Return on Assets (ROA) 1.16%
Return on Equity (ROE) 12.01%
Net Interest Margin (NIM) 4.09%
Yield on Assets 5.75%
Cost of Funds 1.71%

Asset Quality

NPL Ratio 0.70%
Net Charge-Off Ratio 0.00%
Texas Ratio 5.19%
NPA Ratio 0.54%
ACL / Loans 0.98%

Capital & Liquidity

CET1 Ratio 13.47%
Tier 1 Capital 13.47%
Total Capital Ratio 14.53%
Leverage Ratio 9.85%
Loan-to-Deposit 90.18%

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