CIERA BANK is amn medium FDIC-insured commercial bank headquartered in GRAHAM, TX, established in Oct. 10, 1889, midnight. As of 2025-12-31, the bank reported total assets of $975M and total deposits of $854M. Profitability stands at 1.60% ROA and 14.44% ROE, with a net interest margin of 4.58%. The bank's CET1 capital ratio is 13.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.56% and a Texas Ratio of 11.21%. FDIC Certificate #3226.
Assets
$975M
Deposits
$854M
Loans
$712M
Equity
$108M
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