UNITED BUSINESS BANK is aln large FDIC-insured commercial bank headquartered in WALNUT CREEK, CA, established in July 20, 2004, midnight. As of 2025-12-31, the bank reported total assets of $2.6B and total deposits of $2.2B. Profitability stands at 1.15% ROA and 9.22% ROE, with a net interest margin of 4.20%. The bank's CET1 capital ratio is 13.84%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.65% and a Texas Ratio of 3.84%. FDIC Certificate #57716.
Assets
$2.6B
Deposits
$2.2B
Loans
$2.1B
Equity
$327M
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