ALLY BANK

SANDY, UT | National | Est. Aug. 2, 2004, midnight | FDIC #57803 | RSSD #3284070 | FED
Latest Report: 2025-12-31

ALLY BANK is ann national FDIC-insured commercial bank headquartered in SANDY, UT, established in Aug. 2, 2004, midnight. As of 2025-12-31, the bank reported total assets of $184.6B and total deposits of $155.0B. Profitability stands at 1.16% ROA and 13.90% ROE, with a net interest margin of 4.06%. The bank's CET1 capital ratio is 12.50%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.99% and a Texas Ratio of 7.31%. FDIC Certificate #57803.

Assets

$184.6B

Deposits

$155.0B

Loans

$137.8B

Equity

$15.3B

Profitability

Return on Assets (ROA) 1.16%
Return on Equity (ROE) 13.90%
Net Interest Margin (NIM) 4.06%
Yield on Assets 7.33%
Cost of Funds 3.37%

Asset Quality

NPL Ratio 0.99%
Net Charge-Off Ratio 1.25%
Texas Ratio 7.31%
NPA Ratio 0.74%
ACL / Loans 2.53%

Capital & Liquidity

CET1 Ratio 12.50%
Tier 1 Capital 12.50%
Total Capital Ratio 13.77%
Leverage Ratio 9.82%
Loan-to-Deposit 88.89%

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