BanksALLY BANK

ALLY BANK

SANDY, UTNationalEst. Aug. 2, 2004, midnightFDIC #57803RSSD #3284070FED
Latest · 2025-12-31

ALLY BANK is an FDIC-insured commercial bank headquartered in SANDY, UT, established in Aug. 2, 2004, midnight. As of 2025-12-31, the bank reported total assets of $184.6B and total deposits of $155.0B. Profitability stands at 1.16% ROA and 13.90% ROE, with a net interest margin of 4.06%. CET1 capital ratio: 12.50%, well above regulatory minimums. NPL ratio: 0.99% · Texas Ratio: 7.31%. Operates 1 domestic branch.

Assets
$184.6B
Deposits
$155.0B
Loans
$137.8B
Equity
$15.3B

Profitability

Return on Assets (ROA)1.16%
Return on Equity (ROE)13.90%
Net Interest Margin4.06%
Yield on Assets7.33%
Cost of Funds3.35%

Asset Quality

NPL Ratio0.99%
Net Charge-Off Ratio1.25%
Texas Ratio7.31%
NPA Ratio0.74%
ACL / Loans2.53%

Capital & Liquidity

CET1 Ratio12.50%
Tier 1 Capital12.50%
Total Capital Ratio13.77%
Leverage Ratio9.82%
Loan-to-Deposit88.89%

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