T BANK, NATIONAL ASSOCIATION

DALLAS, TX | Medium | Est. Nov. 2, 2004, midnight | FDIC #57703 | RSSD #3284445 | OCC
Latest Report: 2025-12-31

T BANK, NATIONAL ASSOCIATION is amn medium FDIC-insured commercial bank headquartered in DALLAS, TX, established in Nov. 2, 2004, midnight. As of 2025-12-31, the bank reported total assets of $980M and total deposits of $840M. Profitability stands at 1.85% ROA and 15.30% ROE, with a net interest margin of 5.03%. The bank's CET1 capital ratio is 16.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.44% and a Texas Ratio of 20.89%. FDIC Certificate #57703.

Assets

$980M

Deposits

$840M

Loans

$836M

Equity

$125M

Profitability

Return on Assets (ROA) 1.85%
Return on Equity (ROE) 15.30%
Net Interest Margin (NIM) 5.03%
Yield on Assets 8.65%
Cost of Funds 3.86%

Asset Quality

NPL Ratio 3.44%
Net Charge-Off Ratio 0.23%
Texas Ratio 20.89%
NPA Ratio 2.93%
ACL / Loans 1.46%

Capital & Liquidity

CET1 Ratio 16.90%
Tier 1 Capital 16.90%
Total Capital Ratio 18.16%
Leverage Ratio 10.51%
Loan-to-Deposit 99.53%

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