NANTAHALA BANK & TRUST COMPANY is asn small FDIC-insured commercial bank headquartered in FRANKLIN, NC, established in Oct. 4, 2004, midnight. As of 2025-12-31, the bank reported total assets of $280M and total deposits of $253M. Profitability stands at 1.43% ROA and 15.97% ROE, with a net interest margin of 4.70%. The bank's CET1 capital ratio is 12.74%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.36% and a Texas Ratio of 2.58%. FDIC Certificate #57784.
Assets
$280M
Deposits
$253M
Loans
$195M
Equity
$26M
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