BANK OF GRAND LAKE

GROVE, OK | Small | Est. June 9, 2005, midnight | FDIC #57915 | RSSD #3286999 | FDIC
Latest Report: 2025-12-31

BANK OF GRAND LAKE is asn small FDIC-insured commercial bank headquartered in GROVE, OK, established in June 9, 2005, midnight. As of 2025-12-31, the bank reported total assets of $236M and total deposits of $205M. Profitability stands at 1.40% ROA and 12.89% ROE, with a net interest margin of 3.71%. The bank's CET1 capital ratio is 19.76%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 1.06%. FDIC Certificate #57915.

Assets

$236M

Deposits

$205M

Loans

$149M

Equity

$25M

Profitability

Return on Assets (ROA) 1.40%
Return on Equity (ROE) 12.89%
Net Interest Margin (NIM) 3.71%
Yield on Assets 5.43%
Cost of Funds 1.76%

Asset Quality

NPL Ratio 0.19%
Net Charge-Off Ratio 0.02%
Texas Ratio 1.06%
NPA Ratio 0.12%
ACL / Loans 0.64%

Capital & Liquidity

CET1 Ratio 19.76%
Tier 1 Capital 19.76%
Total Capital Ratio 20.49%
Leverage Ratio 10.82%
Loan-to-Deposit 72.67%

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