PENN COMMUNITY BANK

DOYLESTOWN, PA | Large | Est. Jan. 1, 1922, midnight | FDIC #30401 | RSSD #328777 | FDIC
Latest Report: 2025-12-31

PENN COMMUNITY BANK is aln large FDIC-insured commercial bank headquartered in DOYLESTOWN, PA, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $3.0B and total deposits of $2.4B. Profitability stands at 0.61% ROA and 5.72% ROE, with a net interest margin of 2.76%. The bank's CET1 capital ratio is 16.55%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.49% and a Texas Ratio of 3.21%. FDIC Certificate #30401.

Assets

$3.0B

Deposits

$2.4B

Loans

$2.1B

Equity

$328M

Profitability

Return on Assets (ROA) 0.61%
Return on Equity (ROE) 5.72%
Net Interest Margin (NIM) 2.76%
Yield on Assets 5.12%
Cost of Funds 2.75%

Asset Quality

NPL Ratio 0.49%
Net Charge-Off Ratio 0.04%
Texas Ratio 3.21%
NPA Ratio 0.37%
ACL / Loans 0.96%

Capital & Liquidity

CET1 Ratio 16.55%
Tier 1 Capital 16.55%
Total Capital Ratio 17.57%
Leverage Ratio 12.46%
Loan-to-Deposit 87.32%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required