BANK PLUS

ESTHERVILLE, IA | Small | Est. March 1, 1947, midnight | FDIC #16547 | RSSD #329149 | FDIC
Latest Report: 2025-12-31

BANK PLUS is asn small FDIC-insured commercial bank headquartered in ESTHERVILLE, IA, established in March 1, 1947, midnight. As of 2025-12-31, the bank reported total assets of $157M and total deposits of $110M. Profitability stands at 1.14% ROA and 10.31% ROE, with a net interest margin of 4.16%. The bank's CET1 capital ratio is 7.92%. Asset quality metrics show a non-performing loan ratio of 0.70% and a Texas Ratio of 4.90%. FDIC Certificate #16547.

Assets

$157M

Deposits

$110M

Loans

$129M

Equity

$17M

Profitability

Return on Assets (ROA) 1.14%
Return on Equity (ROE) 10.31%
Net Interest Margin (NIM) 4.16%
Yield on Assets 6.00%
Cost of Funds 2.01%

Asset Quality

NPL Ratio 0.70%
Net Charge-Off Ratio 0.13%
Texas Ratio 4.90%
NPA Ratio 0.58%
ACL / Loans 0.91%

Capital & Liquidity

CET1 Ratio 7.92%
Tier 1 Capital 7.92%
Total Capital Ratio 8.32%
Leverage Ratio 10.11%
Loan-to-Deposit 117.22%

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