GENERATIONS BANK

ROGERS, AR | Large | Est. Oct. 8, 1907, midnight | FDIC #88 | RSSD #329345 | FED
Latest Report: 2025-12-31

GENERATIONS BANK is aln large FDIC-insured commercial bank headquartered in ROGERS, AR, established in Oct. 8, 1907, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $896M. Profitability stands at 0.95% ROA and 8.93% ROE, with a net interest margin of 4.28%. The bank's CET1 capital ratio is 13.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.39% and a Texas Ratio of 8.47%. FDIC Certificate #88.

Assets

$1.1B

Deposits

$896M

Loans

$744M

Equity

$118M

Profitability

Return on Assets (ROA) 0.95%
Return on Equity (ROE) 8.93%
Net Interest Margin (NIM) 4.28%
Yield on Assets 7.10%
Cost of Funds 2.93%

Asset Quality

NPL Ratio 1.39%
Net Charge-Off Ratio 0.16%
Texas Ratio 8.47%
NPA Ratio 1.01%
ACL / Loans 1.27%

Capital & Liquidity

CET1 Ratio 13.31%
Tier 1 Capital 13.31%
Total Capital Ratio 14.41%
Leverage Ratio 11.42%
Loan-to-Deposit 83.02%

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