PACIFIC VALLEY BANK is amn medium FDIC-insured commercial bank headquartered in SALINAS, CA, established in Sept. 14, 2004, midnight. As of 2025-12-31, the bank reported total assets of $710M and total deposits of $630M. Profitability stands at 0.57% ROA and 4.89% ROE, with a net interest margin of 3.90%. The bank's CET1 capital ratio is 10.82%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.04% and a Texas Ratio of 0.27%. FDIC Certificate #57740.
Assets
$710M
Deposits
$630M
Loans
$536M
Equity
$77M
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