ONE WORLD BANK

DALLAS, TX | Small | Est. April 4, 2005, midnight | FDIC #57901 | RSSD #3296859 | FDIC
Latest Report: 2025-12-31

ONE WORLD BANK is asn small FDIC-insured commercial bank headquartered in DALLAS, TX, established in April 4, 2005, midnight. As of 2025-12-31, the bank reported total assets of $309M and total deposits of $246M. Profitability stands at 0.94% ROA and 7.01% ROE, with a net interest margin of 5.08%. The bank's CET1 capital ratio is 12.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.10% and a Texas Ratio of 0.50%. FDIC Certificate #57901.

Assets

$309M

Deposits

$246M

Loans

$215M

Equity

$40M

Profitability

Return on Assets (ROA) 0.94%
Return on Equity (ROE) 7.01%
Net Interest Margin (NIM) 5.08%
Yield on Assets 7.78%
Cost of Funds 2.90%

Asset Quality

NPL Ratio 0.10%
Net Charge-Off Ratio 0.02%
Texas Ratio 0.50%
NPA Ratio 0.07%
ACL / Loans 1.69%

Capital & Liquidity

CET1 Ratio 12.79%
Tier 1 Capital 12.79%
Total Capital Ratio 13.43%
Leverage Ratio 13.59%
Loan-to-Deposit 87.62%

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