FIRST NATIONAL BANK

FIRST NATIONAL BANK is asn small FDIC-insured commercial bank headquartered in HAMILTON, AL, established in May 6, 1976, midnight. As of 2025-12-31, the bank reported total assets of $370M and total deposits of $303M. Profitability stands at 2.45% ROA and 13.83% ROE, with a net interest margin of 4.88%. The bank's CET1 capital ratio is 17.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.23% and a Texas Ratio of 0.52%. FDIC Certificate #22271.