FIRST NATIONAL BANK OF NOKOMIS

NOKOMIS, IL | Small | Est. Sept. 3, 1940, midnight | FDIC #15763 | RSSD #330248 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF NOKOMIS is asn small FDIC-insured commercial bank headquartered in NOKOMIS, IL, established in Sept. 3, 1940, midnight. As of 2025-12-31, the bank reported total assets of $178M and total deposits of $157M. Profitability stands at 0.79% ROA and 7.46% ROE, with a net interest margin of 4.18%. The bank's CET1 capital ratio is 17.39%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.20% and a Texas Ratio of 6.00%. FDIC Certificate #15763.

Assets

$178M

Deposits

$157M

Loans

$100M

Equity

$19M

Profitability

Return on Assets (ROA) 0.79%
Return on Equity (ROE) 7.46%
Net Interest Margin (NIM) 4.18%
Yield on Assets 5.07%
Cost of Funds 0.92%

Asset Quality

NPL Ratio 1.20%
Net Charge-Off Ratio 0.21%
Texas Ratio 6.00%
NPA Ratio 0.67%
ACL / Loans 1.28%

Capital & Liquidity

CET1 Ratio 17.39%
Tier 1 Capital 17.39%
Total Capital Ratio 18.57%
Leverage Ratio 10.79%
Loan-to-Deposit 63.50%

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