CITIZENS BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in PROVIDENCE, RI, established in May 13, 2005, midnight. As of 2025-12-31, the bank reported total assets of $225.9B and total deposits of $186.3B. Profitability stands at 0.95% ROA and 7.96% ROE, with a net interest margin of 3.06%. CET1 capital ratio: 12.27%, well above regulatory minimums. NPL ratio: 1.04% · Texas Ratio: 5.29%. Operates 984 domestic branches.
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