PACIFIC WEST BANK

WEST LINN, OR | Small | Est. Nov. 5, 2004, midnight | FDIC #57872 | RSSD #3303944 | FDIC
Latest Report: 2025-12-31

PACIFIC WEST BANK is asn small FDIC-insured commercial bank headquartered in WEST LINN, OR, established in Nov. 5, 2004, midnight. As of 2025-12-31, the bank reported total assets of $386M and total deposits of $342M. Profitability stands at 0.14% ROA and 1.43% ROE, with a net interest margin of 3.53%. The bank's CET1 capital ratio is 9.21%. Asset quality metrics show a non-performing loan ratio of 2.88% and a Texas Ratio of 20.54%. FDIC Certificate #57872.

Assets

$386M

Deposits

$342M

Loans

$277M

Equity

$36M

Profitability

Return on Assets (ROA) 0.14%
Return on Equity (ROE) 1.43%
Net Interest Margin (NIM) 3.53%
Yield on Assets 5.69%
Cost of Funds 2.21%

Asset Quality

NPL Ratio 2.88%
Net Charge-Off Ratio 0.37%
Texas Ratio 20.54%
NPA Ratio 2.06%
ACL / Loans 1.15%

Capital & Liquidity

CET1 Ratio 9.21%
Tier 1 Capital 9.21%
Total Capital Ratio 9.67%
Leverage Ratio 9.80%
Loan-to-Deposit 80.79%

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