PARAMOUNT BANK

HAZELWOOD, MO | Micro | Est. Dec. 30, 2004, midnight | FDIC #57884 | RSSD #3308574 | FDIC
Latest Report: 2025-12-31

PARAMOUNT BANK is amn micro FDIC-insured commercial bank headquartered in HAZELWOOD, MO, established in Dec. 30, 2004, midnight. As of 2025-12-31, the bank reported total assets of $83M and total deposits of $69M. Profitability stands at 14.14% ROA and 116.90% ROE, with a net interest margin of 3.04%. The bank's CET1 capital ratio is 18.07%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.67% and a Texas Ratio of 7.63%. FDIC Certificate #57884.

Assets

$83M

Deposits

$69M

Loans

$71M

Equity

$12M

Profitability

Return on Assets (ROA) 14.14%
Return on Equity (ROE) 116.90%
Net Interest Margin (NIM) 3.04%
Yield on Assets 6.29%
Cost of Funds 4.69%

Asset Quality

NPL Ratio 0.67%
Net Charge-Off Ratio 0.03%
Texas Ratio 7.63%
NPA Ratio 1.13%
ACL / Loans 0.89%

Capital & Liquidity

CET1 Ratio 18.07%
Tier 1 Capital 18.07%
Total Capital Ratio 19.15%
Leverage Ratio 13.13%
Loan-to-Deposit 102.57%

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