MORGANTOWN BANK & TRUST COMPANY, INCORPORATED

MORGANTOWN BANK & TRUST COMPANY, INCORPORATED is asn small FDIC-insured commercial bank headquartered in MORGANTOWN, KY, established in Sept. 1, 1880, midnight. As of 2025-12-31, the bank reported total assets of $422M and total deposits of $370M. Profitability stands at 0.77% ROA and 10.16% ROE, with a net interest margin of 3.51%. The bank's CET1 capital ratio is 11.68%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.32% and a Texas Ratio of 3.06%. FDIC Certificate #275.