PRIME ALLIANCE BANK

WOODS CROSS, UT | Large | Est. Dec. 8, 2004, midnight | FDIC #57920 | RSSD #3309571 | FDIC
Latest Report: 2025-12-31

PRIME ALLIANCE BANK is aln large FDIC-insured commercial bank headquartered in WOODS CROSS, UT, established in Dec. 8, 2004, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $968M. Profitability stands at 2.86% ROA and 31.27% ROE, with a net interest margin of 5.35%. The bank's CET1 capital ratio is 11.44%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.97% and a Texas Ratio of 12.82%. FDIC Certificate #57920.

Assets

$1.1B

Deposits

$968M

Loans

$853M

Equity

$102M

Profitability

Return on Assets (ROA) 2.86%
Return on Equity (ROE) 31.27%
Net Interest Margin (NIM) 5.35%
Yield on Assets 9.25%
Cost of Funds 3.96%

Asset Quality

NPL Ratio 1.97%
Net Charge-Off Ratio 0.69%
Texas Ratio 12.82%
NPA Ratio 1.56%
ACL / Loans 3.41%

Capital & Liquidity

CET1 Ratio 11.44%
Tier 1 Capital 11.44%
Total Capital Ratio 12.71%
Leverage Ratio 9.92%
Loan-to-Deposit 88.08%

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