FIRST RESOURCE BANK

LINO LAKES, MN | Medium | Est. June 27, 2005, midnight | FDIC #58039 | RSSD #3314043 | FDIC
Latest Report: 2025-12-31

FIRST RESOURCE BANK is amn medium FDIC-insured commercial bank headquartered in LINO LAKES, MN, established in June 27, 2005, midnight. As of 2025-12-31, the bank reported total assets of $827M and total deposits of $688M. Profitability stands at 0.21% ROA and 2.57% ROE, with a net interest margin of 3.79%. The bank's CET1 capital ratio is 10.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.55% and a Texas Ratio of 5.19%. FDIC Certificate #58039.

Assets

$827M

Deposits

$688M

Loans

$685M

Equity

$66M

Profitability

Return on Assets (ROA) 0.21%
Return on Equity (ROE) 2.57%
Net Interest Margin (NIM) 3.79%
Yield on Assets 5.83%
Cost of Funds 2.06%

Asset Quality

NPL Ratio 0.55%
Net Charge-Off Ratio 0.11%
Texas Ratio 5.19%
NPA Ratio 0.47%
ACL / Loans 1.29%

Capital & Liquidity

CET1 Ratio 10.16%
Tier 1 Capital 10.16%
Total Capital Ratio 11.42%
Leverage Ratio 8.14%
Loan-to-Deposit 99.47%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required