1ST ADVANTAGE BANK

SAINT PETERS, MO | Small | Est. Jan. 31, 2005, midnight | FDIC #57899 | RSSD #3317192 | FDIC
Latest Report: 2025-12-31

1ST ADVANTAGE BANK is asn small FDIC-insured commercial bank headquartered in SAINT PETERS, MO, established in Jan. 31, 2005, midnight. As of 2025-12-31, the bank reported total assets of $216M and total deposits of $196M. Profitability stands at 0.19% ROA and 2.12% ROE, with a net interest margin of 3.93%. The bank's CET1 capital ratio is 10.57%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.33% and a Texas Ratio of 2.75%. FDIC Certificate #57899.

Assets

$216M

Deposits

$196M

Loans

$177M

Equity

$19M

Profitability

Return on Assets (ROA) 0.19%
Return on Equity (ROE) 2.12%
Net Interest Margin (NIM) 3.93%
Yield on Assets 6.26%
Cost of Funds 2.36%

Asset Quality

NPL Ratio 0.33%
Net Charge-Off Ratio 0.95%
Texas Ratio 2.75%
NPA Ratio 0.27%
ACL / Loans 1.25%

Capital & Liquidity

CET1 Ratio 10.57%
Tier 1 Capital 10.57%
Total Capital Ratio 11.80%
Leverage Ratio 8.99%
Loan-to-Deposit 90.34%

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