MECHANICS & FARMERS BANK is asn small FDIC-insured commercial bank headquartered in DURHAM, NC, established in March 1, 1908, midnight. As of 2025-12-31, the bank reported total assets of $480M and total deposits of $405M. Profitability stands at 0.36% ROA and 2.55% ROE, with a net interest margin of 4.50%. The bank's CET1 capital ratio is 24.63%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.56% and a Texas Ratio of 5.97%. FDIC Certificate #12266.
Assets
$480M
Deposits
$405M
Loans
$279M
Equity
$68M
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