VERUS BANK OF COMMERCE

FORT COLLINS, CO | Small | Est. June 27, 2005, midnight | FDIC #58025 | RSSD #3322468 | FED
Latest Report: 2025-12-31

VERUS BANK OF COMMERCE is asn small FDIC-insured commercial bank headquartered in FORT COLLINS, CO, established in June 27, 2005, midnight. As of 2025-12-31, the bank reported total assets of $192M and total deposits of $139M. Profitability stands at 1.83% ROA and 9.37% ROE, with a net interest margin of 4.48%. The bank's CET1 capital ratio is 19.19%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #58025.

Assets

$192M

Deposits

$139M

Loans

$168M

Equity

$37M

Profitability

Return on Assets (ROA) 1.83%
Return on Equity (ROE) 9.37%
Net Interest Margin (NIM) 4.48%
Yield on Assets 6.52%
Cost of Funds 2.36%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio --
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.79%

Capital & Liquidity

CET1 Ratio 19.19%
Tier 1 Capital 19.19%
Total Capital Ratio 20.15%
Leverage Ratio 18.62%
Loan-to-Deposit 121.07%

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